Step - Teen Banking

Step - Teen Banking Wiki

Written by Step Mobile Inc.


Rated 4.6502 From 10,443 Votes
$ 0.00
  • Last Updated: 2021-02-18
  • New version: 2.2.30
  • File size: 92.95 MB
  • Compatibility: Requires iOS 11.0 or later. and Android 4.4. KitKat or later

Step - Teen Banking


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Step - Teen Banking is an iPhone and Android Finance App, made by Step Mobile Inc.. Today, it has gone through many interations by the developers - Step Mobile Inc., with the latest current version being 2.2.30 which was officially released on 2021-02-18. As a testament to the app's popularity or lack thereof, it has gathered a total of 10,443 Reviews on the Apple App Store alone, with an average user rating of 4.6502 out of a possible 5 stars.

How does it Work?


Step gives families and teens the tools to manage their money to become financially literate and independent at an earlier age. Sign up for your first bank account and spending card in minutes. Get your allowance, shop with your personalized Visa Step Card, get spending notifications, send and receive money with family and friends instantly and never pay outrageous banking fees again. Benefits: - Apple Pay - Customize your own Visa Step Card - Send and receive money instantly - FDIC insured bank account - Track your balance in the app - Shop online - No monthly fees, no overdraft fees - Earn unlimited rewards for referrals Convenience for parents: - Send money to your teens instantly - Use Step for your teen’s allowance - Visibility into your teen’s spending - Connect your existing debit card, bank account or other apps for instant transfers - Teach financial literacy

Top Reviews

  • Amazing


    By ItsssJay
    Honestly I don’t see the issue people are having with the app. If you fill out the proper information everything ends up working out just fine. I’ve had the app and card for about 3 weeks now and it’s worked fine and I have had no issues with it. It’s absolutely amazing and I hope it only gets better. I don’t know if the bad reviews are fake or trolls but I’m sure some of them are but not all. It’s fairly simple to get setup, my mom and I got both our accounts setup within a good 5-10 minutes maybe less. We had no issues since and the app has worked better then expected. I love what the app creator stands for and made this app for its absolutely outstanding 🤩!
  • Cant get back into my account


    By SashasoLovely24
    I have been trying to log into my account for a few days now and haven’t been able to get into it. I keep getting an error message saying “Oops something went wrong, try again”. I have explained this to numerous agents in email and the issue still isn’t fixed. I have close to $60 on my account and can’t use it because I can’t access my account and my card wasn’t working. This was done intentionally because it all started when I tried to order from postmates and it didn’t authorize my transaction next thing I know I couldn’t get back into my account and I’m using my phone number. Someone needs to fix this or give me my money because at this point I am willing to seek legal action if this issue isn’t resolved! **Updated review** I was able to get back into my account after several emails and I’m happy I can use my money in my account. It’s a good app but has some issues. Please try to fix this!
  • Definitely recommend


    By kdhrhbdksi
    I’ve been using step for about a month now and it is so convenient as a 13 year old I didn’t have a way to save money unless it was cash then it’s easier to lose and spend but with step I can keep all my money on my card therefore I can save it and I can buy stuff from online and more I used to be bad at saving money but with step it’s so easy and my mom has scheduled for me to get $40 in allowance at the end of each month it automatically appears on my card so I definitely recommend especially to teens and parents and you get three dollars every time you refer to friends I’ve made about 30 dollars so far off of referrals
  • Easy way for teens to manage money


    By Vintner
    Many banks won’t allow kids younger than 16 to have a checking account with debit card. Two of my kids (13 and 15) have summer jobs taking care of younger kids. They get paid by Venmo. Without a bank account or debit card kids can only receive Venmo payments but cannot pay others with Venmo. Now with Step they can transfer funds to and from Venmo and they can use the virtual Step card for Apple Pay. A Step plastic visa debit card is coming in the mail that kids can use like any other visa debit card. No fees and great customer service make Step one if the most satisfying, practical and innovative financial tools ever.
  • my step card


    By my freaking robux
    My step card is a week late and I told them this more than once and they say it's late bc of Covid and I text them on the step app and they said it would take them a day to reply and it's been 2 days and they still haven't replied and I'm getting very frustrated bc my brother got his card before me and we ordered it at the same time and it don't make any sense. And my friend is also having problems they won't let her spend no money and she has over 150 dollars in the app. I don't not recommend this app. You guys should just use cash app of something.
  • I love step


    By Kassy:))🦧
    Honestly i was so scared to ask my parents for this card. But once I did it was so easy. I love this card so much. It helps me learn about cards before i’m 18. I was a bit scared about my credit score but then saw it can only positively affect your credit score which made me feel happier. the only thing i would like to add is deposits in ATMs would be so helpful. My parents don’t add anything to my step card. It is all my money but i would love to be able to add the cash i have into my card without going to the trouble of my parents having to do it. I also have one question. if you join the app under 18 but are about to turn 18 what happens?
  • Unreliable Support


    By Alex-Solano
    They were fine at first when I wasn’t really bringing in funds but once I started working and really bringing in money, their support became awful. They are still holding my check even after saying they would return it to my employer. After multiple times of trying to get in contact with their support I would just get auto bot responses. I’m starting to think they scammed me and stole my check. I can’t even message within the app and have resulted to having to send emails to them. This wouldn’t be much of a problem had it only been a couple days but they’ve been holding my check for over a month. Maybe if there’s some change in their support system and they add a phone number we can call for human customer service I would be able to get this fixed up.
  • Great card highly recommended


    By mikey 👻
    I am 17 ( 16 when i got the card ) i saw it off an ad on Snapchat and got curious I filled it out and then asked my mom to put in her info and in about a week and a half I received my step card...no monthlys or maintenance fee’s amdif a fee does occur they will reimburse you. This is also a credit card but it functions like a debit which allows you to spend only what you have on your card and helps build credit i love my card a lot and wish to help more ppl download the app also this isnt a fake review 100% real 😁
  • Step Card


    By Divya_patel18
    I downloaded the app and so far it looks pretty easy-to-use and efficient. I was able to deposit and transfer money instantly. I just tried out the step card and like expected worked great! I was confused at first why the app didn’t ask for my social security number, but it was brought to my attention by a step member that they only ask if for those over 18 years old. So far, I’m glad to be a part of the Step community and I definitely recommend it!! Will update as I continue to use it. I can’t wait for my card to arrive in the mail soon!! 💗
  • Recommended for Every Parent & All Teens


    By A.M.4
    Got this in the hands of my nieces/ nephews ASAP. There is no better way to teach financial responsibility than to have them experience it first hand through mobile banking and a physical card accepted everywhere. Step puts them in control, and with that independence comes a better understanding of money management. The future is cashless and it’s incredible to have a bank that does this for our younger generation. I would recommend this to every parent and teen. Sign up for Step now!

External Links

Step Mobile Inc. Official Website

Download for Free on On iTunes
Download for Android

Disclaimers:
This page was last edited on 2021-02-18.
Content is available under CC BY-NC-SA 3.0 unless otherwise noted.
Step - Teen Banking content and materials are trademarks and copyrights of Step Mobile Inc. or its licensors. All rights reserved.
This site, Mycryptowiki, is not affiliated with Step Mobile Inc..