Written by T-Mobile
T-Mobile MONEY is an iPhone and Android Finance App, made by T-Mobile. Today, it has gone through many interations by the developers - T-Mobile, with the latest current version being 1.5.1 which was officially released on 2021-04-29. As a testament to the app's popularity or lack thereof, it has gathered a total of 23,874 Reviews on the Apple App Store alone, with an average user rating of 4.84489 out of a possible 5 stars.
T-Mobile MONEY puts you and your money first with no minimum balances, no account fees, no overdraft fees, and over 55,000 no-fee ATMs worldwide with the Allpoint® ATM Network. Plus, when you set up direct deposit for your paycheck you can get paid up to 2 days early.⁺ Everyone earns 1.00% Annual Percentage Yield (APY)* on all balances. Plus, customers with qualifying T-Mobile service who register for perks and make at least 10 qualifying purchases per month with their T-Mobile MONEY card can earn 4.00% APY* on checking account balances up to $3,000 and 1.00% APY after that. T-Mobile MONEY accounts are held at BankMobile, a division of Customers Bank. All Rights Reserved. Member FDIC. ADDING MONEY IS EASY You can easily transfer money to and from your external accounts. Send a check, pay bills, or direct deposit some or all of your paycheck – all with just a few taps in your T-Mobile MONEY app. Plus, when you set up direct deposit for your paycheck you can get paid up to 2 days early.⁺ PAY THE WAY YOU WANT Your T-Mobile MONEY account includes a debit card with EMV chip, plus it works with Apple Pay, wherever Apple Pay is available. STAY CONNECTED TO YOUR MONEY Access your money anytime with the app and enjoy 24/7 customer support. SAFE & SECURE Prevent unauthorized account access with multi-factor authentication. Log in with Touch ID and Face ID. Enable or disable your debit card remotely if it’s lost or stolen. Accounts are FDIC-insured up to $250,000. Plus, with Zero Liability Protection from Mastercard® you’re protected when fraud occurs. *How APY works: As a T-Mobile MONEY customer you earn 4.00% annual percentage yield (APY) on balances up to and including $3,000 in your Checking Account per month when: 1) you are enrolled in a qualifying T-Mobile postpaid wireless plan; 2) you have registered for perks with your T-Mobile ID; and 3) at least 10 qualifying purchases using your T-Mobile MONEY card have posted to your Checking Account before the last business day of the month. Qualifying purchases posting on or after the last business day of the month count toward the next month’s qualifying purchases. If you meet this purchase requirement in a given month, we will pay you this benefit in the subsequent month as an added value provided all other requirements are met. As an additional added value for customers that haven’t yet deposited money into their T-Mobile MONEY account, you will receive 4.00% APY in the cycle in which you make your first deposit of greater than $1, as well as in the cycle that follows that deposit provided all other requirements are met. These added value benefits are subject to change. Balances above $3,000 in the Checking Account earn 1.00% APY. The APY for this tier will range from 4.00% to 2.79% depending on the balance in the account (calculation based on a $5,000 average daily balance). Customers who do not qualify for the 4.00% APY will earn 1.00% APY on all Checking Account balances for any month(s) in which they do not meet the requirements listed above. APYs are accurate as of 3/31/2021 but may change at any time at our discretion. Fees may reduce earnings. Additional restrictions apply. For more information and qualifying purchase details, see Account Disclosures / Terms and Conditions or go to our FAQs. ⁺Depending on the payer’s deposit description, we generally post direct deposits the day they are received, which may be up to 2 days before your payer’s scheduled payment date. **How Got Your Back works: Available only to T-Mobile wireless customers with a line on a qualifying postpaid plan who have registered for perks. Got Your Back overdraft protection will begin once at least 10 qualifying purchases using your T-Mobile MONEY card have posted to your Checking Account before the last business day of the month. You are only required to meet this purchase requirement once to receive Got Your Back benefits. See "Got Your Back" Terms and Conditions for more details.
I would not recommend!!!
Too fussy over a mobile deposit
Great needs some work
Why choose T-Money?
Thank you, TMobile Money!
Use this as a savings account
Easy and simple process so far
Average but 1% interest is good
Great interest rate
This app is terrible and CSRs have no clue.
This page was last edited on 2021-04-29.
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